When and How Will I Be Paid?
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If you are eligible for the AP Cash, you will automatically receive the benefits in December each year, from 2022 to 2026. No action is required on your part.
To help Singaporeans better cope with higher inflation and cost-of-living concerns, the Government announced a one-off AP Cash Special Payment in September 2023. If you are eligible for the one-off AP Cash Special Payment, it will be paid together with the 2024 AP Cash.
Your AP Cash will be credited to your PayNow-NRIC-linked bank account by default. If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.
Payment Mode for 2024 AP Cash Payment Date PayNow-NRIC
Contact your bank to link your NRIC to PayNow by 19 November 2023, if you have not done so.
Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.From 5 December 2023 Bank crediting
If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 27 November 2023.From 13 December 2023 GovCash
If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.From 22 December 2023
If your eligibility has been reassessed recently, you will receive your payment within the next 2 months. No further action is required from you.
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If you are eligible for the AP MediSave, you will automatically receive the benefit in your CPF MediSave account in February each year, from 2023 to 2025.
Payment Mode for 2024 AP MediSave Payment Date CPF MediSave Account
No action is required.5 February 2024
If your eligibility has been reassessed recently, you will receive your AP MediSave by the end of the following month, starting from March 2024. No further action is required from you.
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If you are eligible for the AP Seniors' Bonus, you will automatically receive the benefits in February each year, from 2023 to 2025. No further action is required from you.
You are encouraged to link your NRIC to PayNow with a participating bank, to receive your benefits earlier.
If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.
Payment Mode for 2024 AP Senior Bonus Payment Date PayNow-NRIC
Contact your bank to link your NRIC to PayNow by 26 January 2024, if you have not done so.
Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.
From 5 February 2024Bank crediting
If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 26 January 2024.
From 13 February 2024GovCash
If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.
From 23 February 2024
If your eligibility has been reassessed recently, you will receive your AP Seniors' Bonus within the next 2 months. No further action is required from you.
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The AP U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited. No action is required from you.
Eligible households will receive their quarterly GSTV – U-Save automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utility bills.
The AP U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.
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B2024 AP Enhancements
B2024 Cost-of-Living (COL) Special Payment
To provide more support for households, the Government announced the enhanced Assurance Package at Budget 2024, including the B2024 COL Special Payment. If you are eligible for the B2024 COL Special Payment, you will receive the benefits in September 2024.
If you do not have a PayNow-NRIC-linked bank account but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. If you do not have a bank account, the benefits will be credited to you via GovCash.
Payment Mode for B2024 COL Special Payment Payment Date PayNow-NRIC
Contact your bank to link your NRIC to PayNow by 26 August 2024, if you have not done so.
Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.
From 5 September 2024Bank crediting
If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 27 August 2024.
From 13 September 2024GovCash
If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.
From 23 September 2024
B2024 Cost-of-Living (COL) U-Save
The B2024 COL U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited. No action is required from you.
Eligible households will receive their quarterly GSTV – U-Save rebates automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utility bills.
The B2024 COL U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.B2024 Cost-of-Living (COL) Service and Conservancy Charges (S&CC) Rebate
No sign-up is required to receive the Service and Conservancy Charges (S&CC) Rebate. Eligible Singaporean households living in HDB flats will receive their S&CC rebates in January, April, July, and October each year. The S&CC rebates will be automatically credited into the households’ S&CC accounts with their respective Town Council.
HDB residents can check or enquire on their household’s eligibility for the S&CC Rebate by logging into My HDBPage via HDB InfoWEB with their Singpass and following these steps: My Flat > Purchased/Rental Flat > S&CC Rebate.
For enquiries on your household's S&CC payment and account status, residents can contact your respective Town Council. The Town Councils’ contact information can be found on the respective Town Councils’ websites.
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For the January 2024 CDC Vouchers, residents can visit go.gov.sg/cdcv to claim the vouchers.
Details of the end-June 2024 and January 2025 CDC Vouchers will be announced subsequently by the CDCs.