Assurance Package
The Assurance Package comprises cash, rebates, top-ups and CDC vouchers to help lower- and middle-income Singaporeans and households cushion the GST increase.
Last updated 17 June 2026
Am I eligible?
Log in to our e-services with your Singpass to check your eligibility.
Overview
The Assurance Package (AP) is on top of the permanent GST Voucher (GSTV) scheme to help defray living expenses for Singaporean households.
Every Singaporean aged 21 years and above will receive cash payments of between $700 to $2,250, depending on his/her income and property ownership. The payments will be disbursed over five years, from 2022 to 2026.
Who is eligible?
To receive the AP Cash, you must meet the following criteria:
You must be a Singapore citizen* residing in Singapore; and
You must be aged 21 and above in the reference year (the year used to assess eligibility)
Notes:
*Those who hold foreign citizenship are not eligible for government benefits even if they hold Singapore citizenship. Please approach the Immigration and Checkpoints Authority (ICA) if you wish to address your citizenship matters.
How much will I get?
Every eligible Singaporean will receive cash payments of between $700 to $2,250, depending on their income and property ownership. The payments are disbursed over five years, from 2022 to 2026.
Disbursement Year 2026 and 2027:
Singaporeans aged 21 and above in reference year | Disbursement Period | Owns 0 to 1 property | Owns more than 1 property | ||
Assessable Income (AI)* | |||||
Up to $39,000 | More than $39,000, and up to $100,000 | More than $100,000 | |||
2026 | Dec 2025 | $600 | $350 | $100 | $100 |
2027 | Dec 2026 | $250 | $150 | $100 | $100 |
Disbursement Year 2023 to 2025:
Singaporeans aged 21 and above in reference year | Disbursement Period | Owns 0 to 1 property | Owns more than 1 property | ||
Assessable Income (AI)* | |||||
Up to $34,000 | More than $34,000, and up to $100,000 | More than $100,000 | |||
2023 | Dec 2022 | $200 | $150 | $100 | $100 |
2024 | Dec 2023 | $600 | $350 | $200 | $200 |
2025 | Dec 2024 | $600 | $350 | $200 | $200 |
*The disbursement of AP Cash in December 2025 is based on your Assessable Income for Year of Assessment 2024 (income earned in 2023).
When and how will payment be made?
If you are eligible for the AP Cash, you will automatically receive the benefits in December each year, from 2022 to 2026. No action is required from you.
Your AP Cash will be credited to your PayNow-NRIC-linked bank account by default. If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer.
2026 AP Cash
Payment Mode for 2026 AP Cash | Payment Date |
|---|---|
PayNow-NRIC (default) Contact your bank to link your NRIC to PayNow by 23 November 2025, if you have not done so. This will be the default mode of payment if you have a PayNow-NRIC-linked bank account. | By 5 December 2025 |
Bank crediting If you do not have a PayNow-NRIC-linked bank account, provide your bank account details through our e-services by 29 November 2025. | By 16 December 2025 |
GovCash If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the government previously, the benefits will be paid to you via GovCash. | By 22 December 2025 |
You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.
If your eligibility has been reassessed recently, you will receive your payment within the next 2 months. No further action is required from you.
More Scheme Information
How and when will I know if I am eligible for the Assurance Package (AP) Cash?
You may log in to the e-services to view your eligibility for AP Cash.
Do I qualify for Assurance Package (AP) Cash if my Assessable Income (AI) is unavailable, but I meet all other criteria?
If your AI is unavailable, we would not be able to assess your eligibility as AI is an eligibility criterion.
You may check if your AI is available by visiting iras.gov.sg. Log in to myTax Portal using your Singpass. Then go to Individual Income Tax > View Account Details > View Details > View Notices > Notice of Assessment (Individual) to view your Notice of Assessment.
If your AI is unavailable because you have not filed your tax returns, please contact IRAS at 1800 356 8300 to file your income tax returns first. Then log in to the e-services with your Singpass to reach out to us with your finalised AI.
Why is AI used instead of other income measures?
AI is used as the income criterion to assess an individual’s means, and it includes all forms of income from trade, business, profession or vocation, employment, as well as rental income that are taxable. The choice of YA takes into account the completed tax assessment data available to ensure consistency and fairness across the population.
If I own more than one property, will I be eligible for Assurance Package (AP) Cash?
Those who own more than one property will be eligible for AP Cash. Such properties may include shophouses, private residential properties or non-residential properties such as commercial or industrial properties.
I am residing overseas. Am I eligible for Assurance Package (AP) Cash?
The AP benefits are meant to help defray living expenses for Singaporeans residing in Singapore. Therefore, you are not eligible for AP Cash if you are residing overseas.
If a beneficiary passes away before receiving the Assurance Package (AP) Cash is made, will they still qualify?
No. The AP Cash is only paid out to Singapore citizens who are alive.
How will I be notified about my payouts and how do I change my payment mode for cash benefits?
For more details, please refer to: