2025 MediSave Bonus
The 2025 MediSave Bonus boosts healthcare savings for Singaporeans with lower MediSave balances who were born in 1950 to 1973.
Am I eligible?
Log in to our e-services with your Singpass to check your eligibility.
Overview
Eligible Singapore Citizens born between 1950 and 1973 with lower MediSave savings will receive a one-time $500 MediSave Bonus in 2025. This helps them manage the increased MediShield Life premiums arising from the 2024 review.
Who is eligible?
Singapore citizen born in 1950 to 1973 with lower MediSave balances will receive $500 in their CPF MediSave account.
To receive the 2025 MediSave Bonus, you must fulfil the following criteria:
You must be a Singapore Citizen as at 31 December 2024 and remain as a citizen to receive payment;
Born in 1950 to 1973;
Residing in Singapore;
You must not own more than one property;
The Annual Value (AV) of your place of residence (as indicated on your NRIC) as at 31 December 2024 is not more than $31,000; and
Your CPF MediSave balance as at 31 December 2024 is less than $37,750 (half the prevailing Basic Healthcare Sum in 2025).
When and how will payment be made?
If eligible, your 2025 MediSave Bonus will be automatically credited to your CPF MediSave Account in July 2025.
2025 MediSave Bonus
Payment Mode for 2025 MediSave Bonus | Payment Date |
|---|---|
CPF MediSave Account | From 8 July 2025 |
More Scheme Information
How will I know when the 2025 MediSave Bonus has been credited?
We’ll send an SMS (with no web links) to your Singpass-registered mobile number when the MediSave bonus is credited. You can also check your CPF MediSave transaction history at cpf.gov.sg (log in using your Singpass > My CPF > My Statements > Transaction History).
If you need to update your mobile number, please log in to your Singpass account. If you don’t have a Singpass-registered mobile number, we’ll send a letter to the residential address shown on your NRIC.
Can I withdraw my 2025 MediSave Bonus?
The 2025 MediSave Bonus credited to your CPF MediSave Account forms part of your CPF savings and is subject to CPF withdrawal rules.
MediSave can be used for:
your own or your immediate family members’ hospitalisation expenses, incurred at any of the participating medical institutions under the MediSave Scheme.
day surgeries and approved outpatient treatments listed on the CPF website.
Why is the 2025 MediSave Bonus credited to the MediSave Account and not given in cash?
The MediSave Bonus is credited to the MediSave Account to support Singapore citizens’ healthcare needs. This way, the MediSave Bonus can grow with interest to support and boost healthcare savings.
Why is the 2025 MediSave Bonus only for those born between 1950 and 1973 with lower MediSave balances?
The 2025 MediSave Bonus is designed to support Singapore citizens born between 1950 and 1973 (inclusive) who may not have been able to accumulate enough savings in their MediSave account and who are also more likely to have immediate healthcare needs.
Why is the MediSave balance criterion set at half of the prevailing Basic Healthcare Sum in 2025?
The 2025 MediSave Bonus is intended to support Singaporeans who may not have accumulated sufficient MediSave savings. To identify such individuals, we have focused on those with lower MediSave balances relative to their Basic Healthcare Sum.
How do I check my MediSave balance as at 31 December 2024?
Log in to cpf.gov.sg with your Singpass. Go to my cpf > My statements > Yearly Statement of Account and select ‘2024’ to view your balance as at 31 December 2024.
I have obtained Singapore citizenship in 2025. Am I eligible for the 2025 MediSave Bonus?
If you became a citizen between 1 January 2025 and 31 December 2025, please write in to us for an eligibility assessment.
How much will I receive if I stay in a rented property?
If you meet all eligibility criteria, you’ll receive $500 in your MediSave Account. What matters is that your NRIC-registered residential address has an Annual Value of $31,000 or less as at 31 December 2024, whether you rent or own the property.
If I own more than one property, will I be eligible for the 2025 MediSave Bonus?
No. Those who own more than one property are not eligible for the 2025 MediSave Bonus. Such properties may include shophouses, private residential properties or non-residential properties such as commercial or industrial properties.
I am residing overseas. Am I eligible for the 2025 MediSave Bonus?
You are not eligible to receive the 2025 MediSave Bonus if you are residing overseas.
If a beneficiary passes away before the payment of the 2025 MediSave Bonus is made, will he/she still qualify?
No. The 2025 MediSave Bonus is only paid out to living Singapore citizens.
How will I be notified about my payouts and how do I change my payment mode for cash benefits?
For more details, please refer to:
